Copyright and Terms of Use

The content of this website is copyright © Chris Ratter 2018 unless otherwise stated. All rights reserved.

You may download, store and use the information for your own personal use and research or that of your family. You may not publish, retransmit, redistribute or otherwise make the information available to any other party or make the same available on any website, on-line service or bulletin board of your own or of any other party or make the same available in hard copy or on any other media without the express prior consent of Chris Ratter.

Chris Ratter’s copyright must remain on all reproductions of information contained within this website.

Any and all voice and video recordings capturing the work, advice or opinion of Chris Ratter may not (in any form) be used or distributed for any public or commercial purposes without the prior written consent of Chris Ratter.

The terms and conditions for the use of this website are based on the laws of Scotland. Any matter or dispute in relation to this website will be governed by the laws of Scotland and you agree to submit to the non-exclusive jurisdiction of the relevant Scottish courts.

Nature of Information Provided

The information contained in this website (including, without limitation, case studies and testimonials) is intended for general interest only. Nothing on this website constitutes advice, nor does the transmission, downloading or sending of any information create any contractual relationship. You should obtain detailed specialist advice before taking or refraining from any action as a result of the information provided in this website.

Every effort has been made to ensure that information on this website is accurate at the time publication. Chris Ratter accepts no responsibility for losses or costs incurred due to any errors or the necessary rescheduling of events.



Your privacy is of paramount importance to us, so we only use the information you provide when using this website to answer your enquiry or to assist us to improve our service to you. We do not ever share this information with any third party.

All testimonials recorded on this website and any other publications are there with the express permission of Chris Ratter’s clients.

We may wish from time to time to send you information by electronic media and post about the services of Chris Ratter and other information that you may find useful. If you do not wish to receive this information please let us know. Contact details can be found on the Contact page of this website.

Disclaimer of Liability

Chris Ratter accepts no liability or responsibility whatsoever for any loss or damage suffered by any user of the information contained on this website.

Chris Ratter has no control over, or input into, the content of other websites with which this website may from time to time be linked. Accordingly, Chris Ratter accepts no responsibility or liability in respect of such content.